Terms of Use

Last Updated: February 23, 2026

1. Acceptance of Terms

By accessing and using Kosmo Notes ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this Service.

2. Description of Service

Kosmo Notes is an AI-powered learning platform that provides:

• Note-taking with AI-assisted organization
• AI Coach for personalized tutoring
• Flashcard and quiz generation
• Progress tracking and analytics
• RAG-enhanced chat with citation support

3. User Accounts

3.1 Account Registration

• You must provide accurate and complete registration information
• You are responsible for maintaining the security of your account credentials
• You must be at least 13 years of age to create an account
• One account per person is permitted

3.2 Account Responsibilities

• You are solely responsible for all activities under your account
• You must immediately notify us of any unauthorized use
• We reserve the right to suspend or terminate accounts that violate these terms

4. Acceptable Use

You agree NOT to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Reverse engineer or decompile any part of the Service
• Upload or transmit viruses or malicious code
• Harvest or collect user data without consent
• Use the AI features to generate harmful, illegal, or abusive content

5. AI-Generated Content

5.1 Nature of AI Outputs

• AI-generated content is provided "as is" without warranties
• We do not guarantee the accuracy, completeness, or reliability of AI outputs
• You should verify important information independently

5.2 User Responsibilities

• You are responsible for reviewing AI-generated content before relying on it
• Do not use AI outputs for medical, legal, or financial advice without professional consultation

6. Intellectual Property

6.1 Our Rights

• The Service, including all content, features, and functionality, is owned by Kosmo Notes
• All rights not expressly granted are reserved

6.2 Your Content

• You retain ownership of content you create and upload
• You grant us license to use your content to provide the Service
• You represent that you have rights to all content you upload

7. Privacy & Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data.

By using the Service, you consent to the data practices described in our Privacy Policy.

8. Limitation of Liability

To the maximum extent permitted by law:

• THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND
• WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE
• WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES

9. Termination

9.1 Termination by You

• You may cancel your account at any time through your account settings
• Upon cancellation, you will lose access to premium features

9.2 Termination by Us

• We may suspend or terminate your account for violation of these terms
• We may terminate the Service at any time with reasonable notice

10. Changes to Terms

We reserve the right to modify these terms at any time. We will provide notice of material changes via:

• Email notification
• In-app notification
• Posting on our website

Your continued use of the Service after changes constitutes acceptance of the new terms.

11. Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

12. Contact Information

For questions about these Terms of Use, please contact us at:

Kosmo Notes
Email: legal@kosmonotes.com

Version 1.0 - Effective February 23, 2026